Jennifer Karen Corkrey O'Hara
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"We make a living by what we get, we make a life by what we give" Sir Winston Churchill
The Blessing of Giving
Your financial gifts are important to Jennifer and they are desperately needed and will help instill some hope back to the O’Hara family once again.
Prior to contracting Intercranial Hypertension, Jennifer had a successful career as an Operations Manager for a rapidly expanding yarn importer and design company, but now she is unable to work. Over the last two years the disease has not only taken a toll on Jennifer’s physical and emotional health, it has taken a toll on her and Brendan’s finances too.
Even though Jennifer has Kaiser Insurance, which covers her major medical expenses, there are many expenses that her insurance does not cover. Expenses such as insurance copayments, transportation to and from medical appointments, sudden emergency hospital visits, special dietary requirements and over-the-counter medications are just some examples. Also, whenever Jennifer’s disease flares up, Brendan has to take unscheduled time off of work to take Jennifer to the hospital or to her appointment; sometimes Brendan can miss days of work at a time. This loss of income has created even more financial strains.
Jennifer is also in the process of appealing a negative determination by the Social Security Disability Office, as the Federal bureaucracy has unjustly denied her disability claim by stating that she is fully capable of returning back to work. Although all of us see this as ludicrous and believe that in the end Jennifer will prevail, the determination has put the O’Hara’s in financial limbo. Jennifer would love nothing more than to return to work and to become productive once again. In fact, Jennifer’s inability to work is especially devastating emotionally and has increased her level of depression.
Because of the lengthy Social Security appeals process (up to a year) and their mounting expense, the O’Hara’s financial situation recently reached a critical stage and they had to make the difficult decision to file for bankruptcy protection.
How Your Gifts Will Be Used
Your generous gifts will be used to help offset the O’Hara’s burgeoning monthly expenses. Expenses such as food and supplies, utilities, medications, gas and auto repairs, insurance copayments, legal fees (from filing bankruptcy), and any unexpected expenses that will occur in the future. Each gift will be accounted for and the accounting will be available to anyone who wishes to view the information.
Why Gifts and Not Donations?
Why do we ask for gifts rather than donations? The Internal Revenue Service treats financial donations as regular income, and regular income is taxable, unless you are set up as a non-profit corporation. To exempt Jennifer from having to pay taxes on the gifts we will be using the Federal Government ruling on gifts. The IRS allows individual gifts of up to $12,000.00 per person annually tax free. Although you will not be able to write the gift off as a donation or tax deduction, you will be helping Jennifer avoid having to pay income taxes on the monies you gift. See the information regarding the Internal Revenue Services rules on gifts below.
Also, the cost of setting up a non-profit corporation or 501 ( c) (3) requires set up fees that are expensive and quarterly filing that is burdensome. Instead of spending the time and money setting up the corporation, we have decided to keep things simple by utilizing the all ready established IRS gift rule.
Ways to Make
Financial Gifts
We have established two easy ways for you to send your financial gifts to Jennifer.
Using PayPal
Using PayPal is a convenient way to make a financial gift. It’s free and easy to set up an account, which allows you to securely (100% guaranteed) use your Mastercard, Visa, American Express, Discover or Bank ATM to send a gift.
Please use Jennifer's email address cleverjenn@aol.com to send a payment using Paypal.
https://www.paypal.com/
https://www.paypal.com/
Mailing a Gifts
If you prefer, you can send a personal check or money order directly to the O’Haras. Please make checks or money orders to:
Jennifer O'Hara
P.O. Box 1414
Boyes Hot Springs, Ca 95416.
Jennifer O'Hara
P.O. Box 1414
Boyes Hot Springs, Ca 95416.
Who We Are
We are her family, friends, friends of friends who want to help. If you know Jennifer, you know how big her heart is. You know how much she enjoys helping others. We are lucky to have her in our lives and we're here to help her in any way we can.
